Cards / Axis

Joining fee

₹500

Annual fee

₹500

Waiver spend

₹2,00,000

Forex markup

3.5%

Fee waiver

Spend ₹2,00,000 in a card year and the next annual fee is waived. Spends on rent, wallet loads do not count.

That is about ₹16,667 a month.

Work out what you still need to spend

Recent changes

• 12 April 2026Worse for you

  Lounge access is removed, Swiggy and BigBasket cashback ends, and Airtel and utility cashback is capped at 2 times and 1 times the base cashback earned.

  Source

All card changes in 2026

Work it out for this card

How the app counts rewards

• 25% on Airtel mobile, broadband, Wi-Fi and DTH bills in the Airtel Thanks app (up to 2x your base cashback)
• 10% on other utility bills in the Airtel Thanks app (up to your base cashback)
• 10% value back on Zomato (₹200 a month, ₹499 minimum order)
• 10% value back on Blinkit (₹200 a month, ₹499 minimum order)
• 10% value back on District movies (₹200 a month)
• No cashback on bills paid outside the Airtel Thanks app
• 1% on other spends

No rewards on education, fuel, insurance, rent, wallet loads.

Who can apply

• Age 18 to 70

Resident of India

Published minimums. Approval is the bank's decision.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.04.

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