AAxisAxis Bank Freecharge Plus Credit Card
Axis Bank Freecharge Plus Credit Card Credit Card
Axis Bank · with Freecharge · Cashback
5% cashback on Freecharge spends; 2% on local commute; 1% on all other spends.
- Joining fee
- ₹350
- Annual fee
- ₹350
- Waiver spend
- ₹50,000
- Forex markup
- 3.5%
Fee waiver
Spend ₹50,000 in a card year and the next annual fee is waived. Spends on rent, wallet loads do not count.
That is about ₹4,167 a month.
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Fee waiver: what is left to spend
Card EMI or personal loan?
Cost of paying only the minimum
How the app counts rewards
- 5% on spends in the Freecharge app
- 2% on local commute
- 1% on other spends
No rewards on education, fuel, insurance, rent, utilities, wallet loads.
Who can apply
Invite only, through the Freecharge app
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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