Cards / Axis

Joining fee

₹500

Annual fee

₹500

Waiver spend

₹3,50,000

Forex markup

3.5%

Fee waiver

Spend ₹3,50,000 in a card year and the next annual fee is waived. Spends on rent, wallet loads do not count.

That is about ₹29,167 a month.

Work out what you still need to spend

Work it out for this card

How the app counts rewards

• 20 EDGE Reward Points per ₹100 at IndianOil fuel outlets (first ₹5,000 a month)
• No points on fuel elsewhere
• 5 EDGE Reward Points per ₹100 online (first ₹5,000 a month)
• 1 EDGE Reward Point per ₹100 in store

No rewards on education, insurance, rent, utilities, wallet loads.

Points

EDGE Reward Points, worth about ₹0.2 each on the usual redemption.

Who can apply

• Age 18 to 70

Resident or NRI

Published minimums. Approval is the bank's decision.

Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.

Taken from the bank's page. Rules data version 2026.10.04.

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