Cards / Axis

Joining fee

₹799

Annual fee

₹799

Waiver spend

–

Forex markup

3.5%

Fee waiver

No spend-based waiver listed by the bank.

Work it out for this card

How the app counts rewards

• 3 BluChips per ₹100 on IndiGo
• 2 BluChips per ₹100 on groceries and dining
• 1 BluChip per ₹100

No rewards on fuel, insurance, rent, utilities, wallet loads.

Airport lounges

• Domestic: 1 visit a quarter

Needs ₹50,000 spend in the preceding 3 months

Points

IndiGo BluChips, worth about ₹1 each on the usual redemption.

Who can apply

• Age 18 to 70

Resident of India

Published minimums. Approval is the bank's decision.

Some values on this page are not yet confirmed against the bank's terms. Check the bank's own page before you rely on them.

Taken from the bank's page. Rules data version 2026.10.04.

More from Axis