Axis Bank My Zone Credit Card Credit Card
Axis Bank · Entry level
Complimentary Sony LIV Premium for 1 year; flat ₹120 off on Swiggy twice a month; 4 complimentary airport lounge visits per year.
- Joining fee
- ₹500
- Annual fee
- ₹500
- Waiver spend
- –
- Forex markup
- 3.5%
Fee waiver
No spend-based waiver listed by the bank.
Recent changes
- 1 November 2026Worse for you
The District buy one get one movie offer will need spends of Rs 25,000 in the previous 3 months.
- 28 August 2026Worse for you
Dynamic currency conversion markup rises from 1.5% to 3.5% on most cards, 2% on Magnus and 1.8% on Olympus.
Work it out for this card
How the app counts rewards
- 4 EDGE Reward Points per ₹200
No rewards on education, entertainment, fuel, insurance, rent, utilities, wallet loads.
Airport lounges
- Domestic: 1 visit a quarter
Select airport lounges in India; needs ₹50,000 spend in the previous 3 months
Points
EDGE Reward Points, worth about ₹0.2 each on the usual redemption.
Who can apply
- Age 18 to 70
Resident or NRI
Published minimums. Approval is the bank's decision.
Checked against the bank's terms. Banks change terms often, so check the latest terms before applying.
Taken from the bank's page. Rules data version 2026.10.04.
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