Amazon Pay ICICI vs Axis Flipkart
Amazon Pay ICICI has the lower annual fee (Free against ₹500). Amazon Pay ICICI has no spend waiver; Axis Flipkart waives its fee on ₹3,50,000 of spend a year. For spends abroad, Amazon Pay ICICI charges the lower forex markup (1.99% plus GST). Which one earns more depends on where you spend. The Saifu app works it out on your own spends, on your phone.
| Feature | Amazon Pay ICICIICICI3 wins · ahead | Axis FlipkartAxis0 wins |
|---|---|---|
| Annual fee | LowerFree | ₹500 |
| Joining fee | LowerFree | ₹500 |
| Fee waiver | No fee to waive | Waived on ₹3,50,000 spend a year |
| Rewards | 5% on Amazon for Prime members, 3% for non-Prime, 2% at 100+ partner merchants, 1% elsewhere | Cashback on Myntra, Flipkart and Cleartrip; unlimited cashback on Swiggy, Uber, PVR and other preferred merchants |
| Airport lounges | None listed | None listed |
| Forex markup | Lower1.99% plus GST | 3.5% plus GST |
| Points | Cashback or not listed | Cashback or not listed |
| Published minimum income and age | Not published | Not published |
| Network | Visa | Visa / Mastercard |
| Apply | Bank page | Bank page |
Badges mark the lower fee, waiver spend or markup, and more lounge visits. Rewards are not scored here because they depend on where you spend. Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked. Figures come from each bank's page and can change; check before you apply.
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