SimplyCLICK SBI Card vs Amazon Pay ICICI
Amazon Pay ICICI has the lower annual fee (Free against ₹499). SimplyCLICK SBI Card waives its fee on ₹1,00,000 of spend a year; Amazon Pay ICICI has no spend waiver. For spends abroad, Amazon Pay ICICI charges the lower forex markup (1.99% plus GST). Which one earns more depends on where you spend. The Saifu app works it out on your own spends, on your phone.
| Feature | SimplyCLICK SBI CardSBI Card0 wins | Amazon Pay ICICIICICI3 wins · ahead |
|---|---|---|
| Annual fee | ₹499 | LowerFree |
| Joining fee | ₹499 | LowerFree |
| Fee waiver | Waived on ₹1,00,000 spend a year | No fee to waive |
| Rewards | 10X Reward Points on online spends with exclusive partners, 5X on other online spends | 5% on Amazon for Prime members, 3% for non-Prime, 2% at 100+ partner merchants, 1% elsewhere |
| Airport lounges | None listed | None listed |
| Forex markup | 3.5% plus GST | Lower1.99% plus GST |
| Points | Reward Points, about ₹0.25 a point | Cashback or not listed |
| Published minimum income and age | Not published | Not published |
| Network | Mastercard | Visa |
| Apply | ApplyAffiliate link | Bank page |
Badges mark the lower fee, waiver spend or markup, and more lounge visits. Rewards are not scored here because they depend on where you spend. Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked. Figures come from each bank's page and can change; check before you apply.
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