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BPCL SBI Card vs ICICI Bank HPCL Super Saver

BPCL SBI Card has the lower annual fee (₹499 against ₹500). BPCL SBI Card waives its fee on ₹1,00,000 of spend a year; ICICI Bank HPCL Super Saver waives its fee on ₹1,50,000 of spend a year. Which one earns more depends on where you spend. The Saifu app works it out on your own spends, on your phone.

FeatureBPCL SBI CardSBI Card3 wins · aheadICICI Bank HPCL Super SaverICICI1 win
Annual feeLower₹499₹500
Joining feeLower₹499₹500
Fee waiverLowerWaived on ₹1,00,000 spend a yearWaived on ₹1,50,000 spend a year
Rewards13X Reward Points (4.25% value back) on fuel, 5X on groceries, department stores, movies and dining5% savings on fuel at HPCL pumps, 20 reward points per Rs 100 on daily essentials, 2 on retail
Airport loungesNone listedMore1 a quarter domestic
Forex markup3.5% plus GST3.5% plus GST
PointsReward Points, about ₹0.25 a pointICICI Bank Reward Points, about ₹0.25 a point
Published minimum income and ageNot publishedSalaried ₹2,40,000 a year, self-employed ₹2,40,000 a year, age 21 to 65
NetworkVisaAmex / RuPay
ApplyBank pageBank page

Badges mark the lower fee, waiver spend or markup, and more lounge visits. Rewards are not scored here because they depend on where you spend. Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked. Figures come from each bank's page and can change; check before you apply.

Common questions

Which has the lower annual fee?

BPCL SBI Card (₹499 against ₹500). BPCL SBI Card waives it on ₹1,00,000 of spend a year. ICICI Bank HPCL Super Saver waives it on ₹1,50,000 of spend a year.

Add a third cardBPCL SBI CardICICI Bank HPCL Super Saver

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