Axis Bank Magnus vs Diners Club Black Metal Edition
Diners Club Black Metal Edition has the lower annual fee (₹10,000 against ₹12,500). Axis Bank Magnus waives its fee on ₹25,00,000 of spend a year; Diners Club Black Metal Edition waives its fee on ₹8,00,000 of spend a year. Which one earns more depends on where you spend. The Saifu app works it out on your own spends, on your phone.
| Feature | Axis Bank MagnusAxis0 wins | Diners Club Black Metal EditionHDFC3 wins · ahead |
|---|---|---|
| Annual fee | ₹12,500 | Lower₹10,000 |
| Joining fee | ₹12,500 | Lower₹10,000 |
| Fee waiver | Waived on ₹25,00,000 spend a year | LowerWaived on ₹8,00,000 spend a year |
| Rewards | 12 EDGE Reward Points per ₹200 up to ₹1.5 lakh monthly spends, 35 per ₹200 above that; 5X on Travel EDGE; unlimited lounge access | 2X rewards on weekend dining; 6 complimentary golf games per quarter |
| Airport lounges | unlimited domestic, unlimited international | unlimited domestic, unlimited international |
| Forex markup | 2% plus GST | 2% plus GST |
| Points | EDGE Reward Points, about ₹0.2 a point | Reward Points, about ₹0.3 a point |
| Published minimum income and age | Salaried ₹24,00,000 a year, self-employed ₹24,00,000 a year, age 18 to 70 | Salaried ₹30,00,000 a year, self-employed ₹30,00,000 a year, age 21 to 60 |
| Network | Not listed | Diners Club |
| Apply | Bank page | Bank page |
Badges mark the lower fee, waiver spend or markup, and more lounge visits. Rewards are not scored here because they depend on where you spend. Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked. Figures come from each bank's page and can change; check before you apply.
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