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Axis Flipkart vs Flipkart SBI Card

Both have the same annual fee, ₹500. Axis Flipkart waives its fee on ₹3,50,000 of spend a year; Flipkart SBI Card waives its fee on ₹3,50,000 of spend a year. Which one earns more depends on where you spend. The Saifu app works it out on your own spends, on your phone.

FeatureAxis FlipkartAxis0 winsFlipkart SBI CardSBI Card0 wins
Annual fee₹500₹500
Joining fee₹500₹500
Fee waiverWaived on ₹3,50,000 spend a yearWaived on ₹3,50,000 spend a year
RewardsCashback on Myntra, Flipkart and Cleartrip; unlimited cashback on Swiggy, Uber, PVR and other preferred merchantsUp to 7.5% cashback on Flipkart, Myntra and Cleartrip
Airport loungesNone listedNone listed
Forex markup3.5% plus GST3.5% plus GST
PointsCashback or not listedCashback or not listed
Published minimum income and ageNot publishedNot published
NetworkVisa / MastercardMastercard
ApplyBank pageBank page

Badges mark the lower fee, waiver spend or markup, and more lounge visits. Rewards are not scored here because they depend on where you spend. Affiliate link, costs you nothing extra, we may earn a commission, never changes how cards are ranked. Figures come from each bank's page and can change; check before you apply.

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