What changed
Rule changes that touch your money, month by month, with the dates they start.
What changedMoney rules changing in October 2026: PF, UPI, NPS, SBI and moreEvery money change for October 2026 in one place: the ₹25,000 PF ceiling, UPI merchant fees, NPS charges, SBI ATM limits, small savings rates and deadlines.Saifu team · 5 October 2026 · 2 minWhat changedUPI charges above ₹2,000 from 15 October 2026: do you pay?A 0.4% merchant fee on UPI payments above ₹2,000 starts on 15 October 2026. Customers pay nothing. What is charged, what stays free, and RuPay credit cards.Saifu team · 5 October 2026 · 1 min
Calculators
SIP calculatorLoan EMI calculatorCredit card EMI vs personal loanMinimum due calculatorCredit utilisation calculatorCredit score simulatorPPF calculatorFixed deposit calculatorIncome tax calculator: old vs new regimeEPF calculatorNPS calculatorGratuity calculatorHRA exemption calculatorSalary calculator: CTC to take-home
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